Covenant Health Credit Union | A division of Consumer Credit Union

CHCU News

Verified by Visa - Shopping online safer than ever

Posted: September 21, 2016

Visa offers comprehensive fraud protection, but Verified by Visa goes even a step further, adding an extra layer of security at the point where you enter credit card information online. The service helps prevent unauthorized online use before it happens by confirming your identity with an additional password. Once your card is activated, your card number will be recognized whenever you shop at a participating Verified by Visa merchant. You will enter your password in the Verified by Visa window, your identity will be verified and the transaction will be completed. In stores that are not yet Verified by Visa enabled, your Visa card will continue to work as usual. Visit https://usa.visa.com/personal/security/vbv/index.jsp and click on Verified by Visa. Follow the easy steps to complete the process. You may also activate Verified by Visa during shopping online. Where can I shop using Verified by Visa? Wherever you see the Verified by Visa symbol, you know you can shop with an added layer of security. For a list of participating online stores, visit the Places to Shop section. Whenever you use your activated card to pay at participating online stores, your Visa card number will automatically be recognized and the Verified by Visa password window will appear. Your password will be required to complete the purchase. What should I do if someone has obtained my Verified by Visa password or has used it to make a fraudulent purchase? If you ever suspect that a fraudulent purchase has been made using your Visa account, contact CHFCU immediately. Visa's Zero Liability policy protects you against unauthorized use of your Visa card. For further details about the Zero Liability policy and Verified by Visa, call any of our convenient branches.