Covenant Health Credit Union | A division of Consumer Credit Union

Loan Rates

Below are tables with current loan rates.

 

Auto Loan Rates

VEHICLE LOANS TERM APR* AS LOW AS
NEW AUTO RATES Up to 35 Months 2.50%
NEW AUTO RATES 36 - 48 Months 2.95%
NEW AUTO RATES 49 - 60 Months 2.95%
NEW AUTO RATES 61 - 66 Months 2.95%
NEW AUTO RATES 67 - 78 Months 2.95%
NEW AUTO RATES 79 - 84 Months 2.95%
NEW AUTO RATES 85 - 96 Months 6.20%
NEW AUTO RATES 97 - 120 Months 7.20%
 
USED AUTO RATES Up to 35 Months 3.50%
USED AUTO RATES 36 - 48 Months 4.05%
USED AUTO RATES 49 - 60 Months 4.15%
USED AUTO RATES 61 - 66 Months 4.15%
USED AUTO RATES 67 - 78 Months 4.25%
USED AUTO RATES 79 - 84 Months 6.25%
USED AUTO RATES 85 - 96 Months 7.45%
USED AUTO RATES 97 - 120 Months 7.75%
 
(effective January 12, 2018) All of the above rates are subject to change at any time

 

Adjustable Rate Mortgages (ARMS)

TERM RATE APR*
5/5 ARM 3.20% 3.257%
15/15 ARM 3.99% 4.050%
Rates based on the representative credit score and LTV. *This APR is subject to change based on the mortgage plan selected. *APR is based on a loan amount of $200,000.00. *Minimum loan amounts may apply.

 

Fixed Rate Mortgages

TERM RATE APR*
5 Year Fixed 3.00% 3.057%
15 Year Fixed 3.49% 3.596%
Rates based on the representative credit score and LTV. *This APR is subject to change based on the mortgage plan selected. *APR is based on a loan amount of $200,000.00. *Fixed rate loans are fully amortized and the Principle and Interest payment will remain the same during the life of the loan. *Minimum loan amounts may apply.

 

Other Loans

Motorhome RV & Marine Boat Loans APR* as low as
New 3.25%
Used 4.25%
Small Personal RV, Standard Boat, Motorcycle Loans APR* as low as
New 3.05%
Used 4.05%
Farm Equipment APR* as low as
New 3.35%
Used 3.85%
Lawn and Garden Equipment APR* as low as
New 3.35%
Computer Loans APR* as low as
New 7.99%
HVAC Loans APR* as low as
New HVAC 5.99%
Signature Loans APR* as low as
Signature Loans 7.99%
Share Secured Loans APR*
Share Secured Loans Share rate plus 2%
Certificate of Deposit Secured Loans APR*
Certificate of Deposit Secured Loans CD rate plus 2%
(effective January 5, 2018) All of the above rates are subject to change at any time. *APR = Annual Percentage Rate **Rates subject to change ***Rate is variable and subject to change quarterly ****Early withdrawal penalty or fees could reduce the earnings on accounts as required by Part 707.8(c)(4)(1) and (ii) of NCUA Rules